Agricultural Credit Manager (35291)
Job Description
Are you passionate about agricultural financing and have a strong background in credit processes? My client, is looking for a Credit/Relationship Manager (Middleburg) to expand their farmer lending portfolio while ensuring the highest standards in credit application management.
Key Duties included:
- Identify New Business Opportunities: Build and maintain strong relationships with farmers to identify profitable lending opportunities.
- Credit Application Management:
- Collect and evaluate required FICA documents, financial statements, and application forms.
- Ensure compliance with credit policies and the National Credit Act (NCA).
- Motivate credit proposals and oversee the submission and approval process.
- Discuss terms and conditions with clients and secure all required documentation.
- Administrative Excellence: Handle client queries, compile reports on arrears, and manage account updates.
- Ad Hoc Support: Represent the company at farmer days, cross-sell financial products, and assist colleagues when needed.
Qualifications & Experience Required
- Education: BSc or BCom in Agricultural Economics.
- Experience:
- 2-3 years in agricultural financing.
- Proven experience with credit applications processes and knowledge of managing credit risks.
- Languages: Proficiency in Afrikaans and English.
Skills & Competencies
- In-depth understanding of credit policies and application procedures.
- Strong knowledge of SAP and advanced Excel.
- Exceptional communication, analytical, and problem-solving skills.
- Detail-oriented with the ability to manage tasks under pressure.
- Computer literacy in Microsoft Office.
- Willingness to travel as required.
Should you meet the required skills please respond to this advert
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